During these challenging times, buying a new property is increasingly difficult for many. Getting the correct mortgage advice can be crucial to secure the home you want without strapping yourself for cash and potentially running into financial difficulties further down the line.
That’s where Ruddington based Oliver Styles can help! CeMAP qualified, and working as a mortgage consultant since August 2018, Oliver has now branched out on his own via independent FCA registered mortgage advisers John Charcol Ltd.
“I gained a lot of experience in my previous roles, which helped me realise what I liked and disliked about the business side of the industry” explains Oliver. “The main thing is being truly independent; meaning I work for my clients, not for another business or for a specific estate agency. John Charcol are the brokerage I submit business through. They assist with training and compliance and are such a large brokerage they also have access to exclusive mortgage deals – including for those looking at second charges, equity release and commercial lending – which, in turn, I can offer to my clients.”
Oliver is very flexible when it comes to conducting his appointments – whether you prefer a home visit or an evening ‘phone call. “The key is that my clients feel comfortable and the conversations aren’t rushed – as there is plenty of information to go through – and I understand that in the current climate people will have a lot of questions”.
He adds: “I really understand that times are tough and people are feeling the financial squeeze. The two points I would always highlight are: Firstly, all my initial appointments are free of charge and there’s no obligation to go any further. Secondly, my job is to look at the whole of the mortgage market to find my clients the best deals. This should hopefully save more money compared with going direct to their current bank/lender.”
You can contact Oliver via email at oliver.styles@johncharcol.co.uk or by calling him on 07564-970-758.
